Insurance Coverages for C10 Electrical Contractors
Every coverage California C10 licensed electrical contractors need — from general liability to contractor bonds. Get all your policies in one place with one specialist who knows your business.
General Liability Insurance
Protects your electrical business from third-party claims of bodily injury or property damage. Required by most commercial clients and job site contracts. Available in $1M, $2M, and higher limits.
Learn About GL CoverageWhat's Covered
- Covers bodily injury at job sites
- Property damage protection
- Products & completed operations
- Personal & advertising injury
- Required by most commercial clients
Workers Compensation
California law mandates workers compensation insurance for all electrical contractors with W-2 employees. We navigate the California Department of Industrial Relations requirements and get you compliant quickly.
Learn About Workers CompWhat's Covered
- California law compliance
- Medical expense coverage
- Lost wages for injured workers
- Employer liability protection
- California class code expertise
Commercial Auto Insurance
Your personal auto policy doesn't cover vehicles used for business purposes. Protect your work vans, trucks, and service vehicles with commercial auto coverage built for electrical contractors.
Learn About Commercial AutoWhat's Covered
- Work vans and service trucks
- Hired and non-owned auto
- Tools in vehicle coverage
- Fleet discounts available
- CA commercial auto compliance
Tools & Equipment Insurance
Your electrical tools, test equipment, and specialty gear are the backbone of your business. Protect them against theft, damage, and loss whether they're on your truck, at the job site, or in storage.
Learn About Tools & EquipmentWhat's Covered
- Covers theft from job sites
- Equipment breakdown coverage
- Tools in transit protection
- Specialty electrical equipment
- Low deductible options
Contractor License Bond
California's CSLB requires all C10 electrical contractors to carry a $25,000 contractor license bond. This protects your clients, not you — but it's mandatory to maintain your license and legally operate.
Learn About Contractor BondsWhat's Covered
- $25,000 bond required by CSLB
- Same-day bond issuance
- Affordable annual premiums
- Covers license violations
- Keeps your C10 license active
Bundle and Save — Get All Coverages in One Policy
Most C10 electrical contractors need multiple coverages. We specialize in bundling GL, workers comp, commercial auto, and tools coverage for maximum savings and simplified management.